Toronto is the largest city and the most vibrant economic, cultural, and educational hub in the land of the maple leaf. Entering the 2026–2027 period, the trend to Study in Toronto has seen significant changes in immigration policies and admission requirements. Instead of the mass settlement seen in previous years, the Canadian government is now prioritizing graduates from occupational groups facing severe labor shortages.
Grasping the latest information on financial conditions, part-time work regulations, and settlement pathways for priority sectors will help you build the solid preparation needed for your future journey.

To begin your journey to Study in Toronto, the first and most important step is preparing a complete Study Permit application. For the 2026–2027 period, Immigration, Refugees and Citizenship Canada (IRCC) has tightened the review process to ensure the quality of international students.
Students must have a Letter of Acceptance (LOA) from a Designated Learning Institution (DLI) in Toronto. Additionally, a mandatory requirement now is the Provincial Attestation Letter (PAL) issued by the Ontario government. This is a tool to control the number of international students to ensure that the housing system and public services are not overwhelmed.
Universities and colleges in Toronto typically require an IELTS score of 6.0 to 6.5 or higher for college and undergraduate levels. For master’s programs or specialized fields like Healthcare and STEM, language requirements may be higher. Your Grade Point Average (GPA) from the last three years should also be at a good level to increase competitiveness when applying to prestigious schools.
A persuasive Study Plan is the key factor for consular officers to understand your purpose for choosing to study in Canada. You need to explain your reasons for choosing the major, the school, and your commitment to complying with Canadian regulations. Additionally, students must provide a clean criminal record and undergo a medical examination as regulated to ensure eligibility for entry.

Financial issues are always a top concern for families researching how to Study in Toronto. Since 2024 and continuing into the 2026–2027 period, the cost-of-living requirement has increased significantly to reflect the actual standard of living in the city.
Students applying for a Study Permit must prove they have enough financial capacity to cover the first year’s tuition and living expenses. The required living allowance has now increased to over 20,000 CAD per year for an individual, instead of the previous 10,000 CAD level. This ensures that students do not fall into financial hardship and can focus entirely on their education.
Another important change is the regulation regarding off-campus work hours. Instead of being allowed a maximum of 20 hours as before, the Canadian government has adjusted this to 24 hours per week during academic sessions. This change helps students have more income to cover living costs while ensuring it does not negatively impact their academic performance.
During official academic breaks, students are still permitted to work full-time with no limit on hours.
Toronto is one of the most expensive cities in Canada, so clear budget planning is essential. While you Study in Toronto, you should take advantage of student discounts such as reduced public transit passes, shopping at budget supermarkets, and utilizing on-campus support services to save costs.

In the 2026–2027 period, Canada’s settlement policy has undergone a clear shift. Instead of opening doors to all professions, the government is focusing on sectors with skilled labor shortages. Choosing the right major from the start when you Study in Toronto will be the key to opening the door to sustainable settlement.
With an aging population, the demand for nursing, personal support workers, and medical professionals in Toronto is at an all-time high. Students choosing this field often have immediate job opportunities after graduation and are prioritized in Ontario’s provincial skilled worker settlement draws.
Toronto is known as the “Silicon Valley of the North,” home to thousands of tech companies. Fields like Computer Science, Data Analytics, Artificial Intelligence, and Software Engineering are always on the priority list. Students in STEM not only enjoy high starting salaries but also have easier access to federal immigration programs through the Express Entry system.
The continuous infrastructure development in Toronto requires a large workforce in construction, electrical, plumbing, and project management. This group is often overlooked but offers a very open path to settlement. Opting for vocational training at colleges will help you quickly enter the labor market and stabilize your life.
The education system in Toronto is diverse, offering options from research universities to applied colleges. Choosing a school that fits your abilities and career goals is a strategic move for anyone looking to Study in Toronto.
The University of Toronto consistently leads rankings in Canada and the world, making it an ideal choice for those pursuing in-depth research. Additionally, York University and Toronto Metropolitan University (TMU) are prestigious names that attract many students thanks to their modern training programs and strong corporate connections.
If your goal is to quickly enter the workforce and settle down, colleges like Seneca, Humber, George Brown, or Centennial are excellent choices. These schools focus on practical skills training and offer many co-op internship programs. Graduates from these colleges are highly valued by employers for their ability to work effectively immediately after graduation.
Most schools in Toronto have very strong international student support centers. You will receive assistance with everything from finding housing and psychological counseling to job search guidance and preparing Post-Graduation Work Permit (PGWP) applications. These are valuable resources to help you overcome initial challenges when living in a new country.
The ultimate goal for many students is to become a permanent resident. The 2027 settlement pathway requires careful preparation in terms of both work experience and language proficiency.
After completing a program of at least 8 months, students can apply for a PGWP to stay and work for up to 3 years. This is a golden period to accumulate Canadian work experience, a prerequisite for calculating settlement points. Note that your program must be at a DLI and eligible for a PGWP.
Ontario has many immigration streams dedicated to international students, especially those graduating with a master’s or PhD in the province. For undergraduate and college levels, having a job offer from an employer in Toronto in a priority industry will give you a significant advantage when applying to the OINP system.
The Canadian government frequently holds category-based selection draws for immigration. Students in Healthcare, STEM, or Construction will benefit from lower cut-off scores and a higher chance of receiving an invitation to apply for PR compared to other sectors. Therefore, career orientation from the beginning is vital to ensuring a long-term future in Canada.
Preparing to Study in Toronto is not just about choosing a school or applying for a visa; it is a long-term strategy for your future. With constant changes in immigration policies, having accurate information and a personalized roadmap is the deciding factor in your success.
If you are nurturing a dream to study and settle sustainably in fields like Healthcare, STEM, or Construction, start today. Proper preparation will save you time and money while optimizing your chances of becoming a Canadian permanent resident in the near future.
Do not let policy changes become a barrier to your dreams. Contact SIEC immediately for detailed advice from experienced experts on the most suitable roadmap to Study in Toronto based on your abilities and family finances. We will accompany you from choosing a major and submitting applications until you stabilize your life and achieve your settlement goals in Canada.
To receive a detailed profile assessment and the latest updates on study-to-settle policies for 2026–2027, parents and students please register your information on our website. Our consulting team will contact you directly to answer all questions regarding financial conditions, Study Permit processes, and the priority occupations for settlement in Toronto today.
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